Preheat your oven to 350°F (190°C) and line a baking tray with parchment paper or spray it lightly with cooking spray.

In a mixing bowl, combine plain Greek yogurt and ranch seasoning, stirring until smooth. In another bowl, mix shredded cheddar cheese, grated Parmesan cheese, crushed Ritz crackers, garlic powder, paprika, and black pepper.

Dip each chicken tender in the yogurt mixture, then in the cheese-cracker mixture, pressing gently to coat evenly.

Place the coated chicken tenders on the prepared baking sheet and lightly spray the tops with cooking spray. Bake for 25-30 minutes, flipping halfway through, until golden and crispy.

Let the tenders rest for a few minutes before serving hot with your favorite dipping sauces.