Preheat your oven to 375°F (190°C) and grease a 9x5-inch loaf pan with butter or line it with parchment paper.

In a large mixing bowl, whisk together 2 cups of all-purpose flour, 1 tablespoon of baking powder, 1 teaspoon of salt, and ½ teaspoon of garlic powder, if using.

Fold in 1 cup of shredded cheddar cheese into the dry mixture until evenly distributed.

In a separate bowl, whisk together 1 cup of milk, 1 large egg, ⅓ cup of melted butter, and 2 tablespoons of honey, if desired.

Pour the wet mixture into the dry ingredients and stir gently until just combined, with a few lumps remaining.

Transfer the batter to the prepared loaf pan and smooth the top with a spatula.

Bake in the preheated oven for 30-35 minutes or until golden brown. Check for doneness with a toothpick.

Allow the bread to cool in the pan for about 10 minutes before transferring it to a wire rack to cool completely.