The warm scent of freshly baked goods wafts through the house, and I can’t help but smile as I slice into this comforting Chocolate Chip Banana Bread. This recipe combines the nostalgic taste of ripe bananas with rich chocolate chips and a secret ingredient—Greek yogurt—that takes it to the next level of moistness. Perfect for breakfast, snacks, or dessert, this quick bread is not only easy to whip up but also a delightful crowd-pleaser that will keep everyone coming back for seconds. Imagine serving a slice warm, with melted chocolate oozing from the center—a true treat for any occasion! What’s your favorite way to enjoy banana bread?

Why is this banana bread a must-try?
Irresistibly Moist: The addition of Greek yogurt gives this loaf an unparalleled moisture level, ensuring each bite is rich and satisfying.
Decadent Chocolate Chunks: With an abundance of chocolate chips, every slice bursts with melty goodness that makes it an instant favorite.
Quick and Easy: Whipping up this banana bread requires minimal effort, making it a perfect recipe for beginner bakers or busy days.
Versatile Enjoyment: Enjoy it warm for breakfast, as a snack, or even as a dessert. It pairs beautifully with a cup of coffee or tea! For another delightful treat, check out our Marble Chocolate Chip recipe for a sweet twist.
Freezable Delight: This banana bread freezes beautifully, so you can always have a tasty treat on hand for unexpected guests or late-night cravings.
Chocolate Chip Banana Bread Ingredients
• Discover the key components of this delightful recipe.
For the Batter
- All-purpose flour – Provides structure to the bread; be sure to spoon and level for accuracy to avoid a dense loaf.
- Baking soda – A leavening agent that reacts with the yogurt to help the bread rise.
- Salt – Enhances flavor; use ½ teaspoon for balanced sweetness.
- Melted unsalted butter – Adds richness and moisture; use unsalted for better taste control.
- White sugar – Contributes sweetness and moisture for a delightful treat.
- Brown sugar – Adds depth of flavor and moisture retention; a blend of both sugars is essential for the best results.
- Mashed ripe bananas – The primary flavor; the riper the bananas, the softer and sweeter the Chocolate Chip Banana Bread will be.
- Greek yogurt (or sour cream) – The secret ingredient for moisture and richness; aim for at least 5% fat for optimal results.
- Large eggs – Binds the ingredients and adds moisture; make sure they’re at room temperature for the best incorporation.
- Vanilla extract – Infuses a warm, sweet flavor into the loaf.
- Chocolate chips – Adds sweetness and richness; semi-sweet or dark chocolate chips can be used based on preference.
Optional Topping
- Extra chocolate chips – Sprinkle on top before baking for an extra chocolatey finish that’ll delight any chocolate lover!
Step‑by‑Step Instructions for Chocolate Chip Banana Bread
Step 1: Preheat the Oven
Begin by preheating your oven to 325°F (160°C). While the oven heats up, prepare a 9×5 inch loaf pan by greasing it with butter or oil and lining it with parchment paper for easy removal later. The pan should be ready as your chocolate chip banana bread batter comes together.
Step 2: Prepare the Dry Ingredients
In a medium mixing bowl, whisk together the all-purpose flour, baking soda, and salt until well combined. This dry mixture creates the foundation for your chocolate chip banana bread. Set this bowl aside as you move on to the wet ingredients, ensuring you have all your components ready for a smooth baking process.
Step 3: Cream the Butters and Sugars
In a large mixing bowl, beat together the melted unsalted butter, white sugar, and brown sugar until the mixture is light and fluffy, which typically takes about 1-2 minutes. This step helps to incorporate air, ensuring your banana bread rises beautifully. The buttery aroma will fill your kitchen as you mix!
Step 4: Incorporate the Wet Ingredients
Next, add the mashed ripe bananas, Greek yogurt, large eggs (at room temperature), and vanilla extract to the butter and sugar mixture. Stir gently until everything is fully combined and smooth. The sweet scent of bananas and yogurt will enrich your chocolate chip banana bread batter, bringing back nostalgic memories.
Step 5: Combine Dry and Wet Ingredients
Gradually fold your dry ingredient mixture into the wet mixture using a spatula, mixing just until the flour is incorporated and no dry streaks remain. Be careful not to overmix, as this can lead to a dense loaf. At this point, fold in your chocolate chips, ensuring they’re evenly distributed throughout the batter.
Step 6: Pour and Smooth the Batter
Carefully pour your chocolate chip banana bread batter into the prepared loaf pan, smoothing the top with a spatula. For an extra indulgent touch, sprinkle some additional chocolate chips on top before baking. This step adds a beautiful finish and guarantees delicious chocolatey bites in every slice.
Step 7: Bake to Perfection
Place your loaf pan in the preheated oven and bake for 60 to 75 minutes. To check for doneness, insert a toothpick into the center of the bread— it should come out clean or with a few moist crumbs. The loaf should be golden brown on the outside with a delightful aroma filling your kitchen.
Step 8: Cool and Slice
Once baked, remove the chocolate chip banana bread from the oven and allow it to cool in the pan for about 45 minutes. This resting period helps prevent the bread from breaking while slicing. After cooling, carefully remove it from the pan, slice it into pieces, and serve warm or at room temperature!

How to Store and Freeze Chocolate Chip Banana Bread
Room Temperature: Store in an airtight container for up to 3 days, allowing it to maintain its soft texture and rich flavor.
Fridge: To extend freshness, refrigerate for up to 5 days. Just be aware it may become slightly denser.
Freezer: Wrap tightly in plastic wrap and foil or use a freezer-safe bag for up to 3 months. Thaw in the fridge or at room temperature when ready to enjoy.
Reheating: For best results, reheat slices in the microwave for 10-15 seconds or in a toaster oven until warmed through, restoring that freshly baked taste.
Make Ahead Options
These Chocolate Chip Banana Bread loaves are perfect for meal prep enthusiasts! You can mash the ripe bananas and mix the dry ingredients (flour, baking soda, and salt) up to 24 hours in advance, storing them separately in the refrigerator and at room temperature, respectively. For even greater convenience, you can prepare the batter and refrigerate it for up to 3 days before baking; just be sure to cover it tightly to maintain its moisture. When you’re ready to bake, pour the batter into the prepared loaf pan and bake as directed. This allows you to enjoy a fresh, homemade treat with minimal effort on busy weeknights, keeping everyone coming back for more!
Expert Tips for Chocolate Chip Banana Bread
- Banana Ripeness: Use very ripe bananas with plenty of brown spots for the best flavor and moisture. Avoid overripe bananas with mold.
- Temperature Matters: Ensure the eggs are at room temperature to help the ingredients blend smoothly, resulting in a tender Chocolate Chip Banana Bread.
- Monitor Baking Time: Start checking the bread at 60 minutes to prevent overbaking. If it browns too quickly, tent it with foil until done.
- Avoid Overmixing: Gently fold the dry ingredients into the wet mixture until just combined; overmixing may make the bread dense.
- Cooling Tip: Let the bread cool in the pan for about 45 minutes. This prevents it from breaking and makes slicing easier.
What to Serve with Chocolate Chip Banana Bread
Imagine gathering around the table, each bite of this warm, chocolatey delight perfectly complemented by delicious sides that enhance your experience.
- Creamy Greek Yogurt: A dollop of Greek yogurt adds a tangy creaminess that balances the sweetness, making for a delightful contrast.
- Rich Coffee: A hot cup of coffee beautifully cuts through the sweetness, enhancing the flavors of the banana bread and chocolate.
- Fresh Fruit Salad: Light and refreshing, a medley of berries or citrus provides a juicy contrast to the dense, moist loaf.
- Luscious Nut Butter: Spread almond or peanut butter on a warm slice for a nutty richness that elevates the flavors of the banana bread.
- Decadent Chocolate Frosting: For an indulgent treat, a light layer of chocolate frosting transforms this banana bread into a dessert delight akin to cake.
- Sweet Tea: A glass of sweet iced tea complements the warm spices and chocolate, offering a refreshing sip between bites.
- Whipped Cream: Topping a slice with freshly whipped cream transforms it into a sumptuous dessert, perfect for entertaining or a cozy night in.
- Savory Cheese Platter: A platter of sharp cheeses can provide a delightful balance to the sweetness, creating an unexpected yet delicious combination.
- Chocolate Milk: For a bit of nostalgia and a fun twist, serve with a cold glass of chocolate milk to double down on the chocolatey goodness.
Chocolate Chip Banana Bread Variations
Feel free to get creative and customize this delightful recipe to suit your taste!
- Dairy-Free: Substitute Greek yogurt with a plant-based yogurt. It will still keep the bread soft and moist.
- Whole Grain: Swap half of the all-purpose flour for whole wheat flour. You’ll add a nutty flavor and extra nutrients! Keep in mind that this will change the texture slightly, making it heartier yet still delicious.
- Nutty Twist: Fold in chopped walnuts or pecans for added crunch and flavor, giving your bread a delightful texture boost. The contrast of soft bread and hearty nuts creates a comforting bite.
- Spiced Up: Add 1 teaspoon of cinnamon or nutmeg to the dry ingredients for a warm, spiced flavor that complements the bananas and chocolate. With every bite, you’ll experience cozy, holiday-like warmth.
- Fruity Addition: Mix in ½ cup of blueberries or diced apples for a fruity twist. The added sweetness and juiciness create a fun, vibrant contrast to the chocolate.
- Chocolaty Overload: For true chocolate lovers, use a mix of chocolate chips and dark chocolate chunks for a richer experience. You might find yourself sneaking a bite before it cools!
- Zesty Kick: Adding the zest of one orange or lemon can brighten the overall flavor profile beautifully. The citrus notes will lift the bread into refreshing territory!
- Less Sweet: Decrease the sugar by ¼ cup if you prefer a less sweet version. This lets the natural sweetness of the bananas shine through without being overly sugary. For more adventures, you can check out our Chocolate Truffles Decadent for a chocolatey delight or a delicious Monkey Bread From scratch!

Chocolate Chip Banana Bread Recipe FAQs
What type of bananas should I use for the best flavor?
Absolutely! For the richest flavor and moisture, use very ripe bananas that are heavily speckled with brown spots. The sweeter, the better! Avoid any bananas with mold, as they can negatively affect the taste of your Chocolate Chip Banana Bread.
How can I store leftover banana bread?
You can easily store your Chocolate Chip Banana Bread in an airtight container at room temperature for up to 3 days. If you need it to last longer, refrigerate it for up to 5 days. Just keep in mind that refrigeration may make it slightly denser.
Can I freeze Chocolate Chip Banana Bread?
Yes, indeed! To freeze, wrap your banana bread tightly in plastic wrap and then in foil or place it in a freezer-safe bag to eliminate air. This will keep it fresh for up to 3 months. When you’re ready to enjoy it again, simply thaw it in the fridge or at room temperature.
What if my banana bread is too dense?
Very! If your banana bread turns out dense, it may have been overmixed or used under-ripe bananas. To achieve a perfect texture, gently fold the dry ingredients into the wet until just combined, avoiding overmixing. Always use very ripe bananas for the best results.
Can I substitute ingredients in this recipe for dietary needs?
Of course! If you have dietary restrictions, you can substitute Greek yogurt with sour cream if needed. For a more wholesome version, consider replacing half of the all-purpose flour with whole wheat flour. Additionally, make sure to choose chocolate chips suitable for your dietary preferences!
How do I know when my banana bread is done baking?
Certainly! You’ll know your Chocolate Chip Banana Bread is done when it’s golden on the outside and a toothpick inserted into the center comes out clean or with a few moist crumbs. Start checking at the 60-minute mark to avoid overbaking!

Soft and Moist Chocolate Chip Banana Bread with Greek Yogurt
Ingredients
Equipment
Method
- Preheat your oven to 325°F (160°C) and prepare a loaf pan by greasing and lining it with parchment paper.
- In a medium mixing bowl, whisk together flour, baking soda, and salt.
- In a large bowl, cream together melted butter, white sugar, and brown sugar until light and fluffy.
- Add mashed bananas, Greek yogurt, eggs, and vanilla to the butter mixture; mix until combined.
- Fold dry ingredients into wet ingredients until just incorporated; then fold in chocolate chips.
- Smooth the batter into the prepared loaf pan and sprinkle with extra chocolate chips if desired.
- Bake for 60 to 75 minutes, or until a toothpick comes out clean.
- Cool in the pan for 45 minutes before slicing and serving.

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